A forced savings plan may be the answer you’re looking for to regain control of your finances. It’s easier than you think to start taking positive steps towards getting out of debt. What is a forced savings plan? In personal finance, a forced savings plan can also be known as a commitment to invest. It is a series of automatic transfers that are in place to ensure your financial plan and investment strategy continue to […]
Patience with Money Decisions – Wins! The biggest money saver discovered is patience! Do your research and know what you want, then wait for a sale, then purchase the item, you’ll save a huge amount of money. This tip will help you have 50% or more so many times, so be willing to be patient and the money you save will grow. Patience really helps save money! Frugality Has Its Advantages… Another frugal living success […]
Has the plight of the conventionally unscorable worsened? Unfortunately, based on a recent VantageScore analysis, it has been exacerbated. The overall population in America has increased dramatically, even though the last decade has seen the slowest growth rate of all times. As the overall population has increased, so has the number of consumers who are not scoreable when conventional credit scoring models are used. Indeed, according to the Consumer Financial Protection Bureau, about 1 in […]
You worry too much about money and that’s the problem! Financial stress is one of the things that will aggravate all kinds of health problems- there’s adequate research to support this claim- and I am talking about health issues like constant migraines, insomnia, heart disease, and to some extent weight gain, and sometimes weight loss. Money problems will rip your relationships apart and it will mess up with your peace of mind. But all that […]
1 in 3 people will experience a financial emergency at some point in their life. Most people do not recover and they end being another sad statistic. You do not have to be counted among these people. The thought of being affected by a major negative event in your life that could ultimately affect your finances; for instance, a job loss or an illness will have many people sacrifice their good night’s sleep trying to […]
