When borrowing money, you will likely need to make a decision about whether to get a secured loan or an unsecured loan. But what’s the difference between these loans? What Is a Secured Loan? This is a loan that has collateral, something valuable is attached to the loan just in case you default on the loan, for instance, a car or a home. The bank or the lender will request you to provide the collateral […]
It is no longer a surprise that people are approaching their retirement age without much in their retirement savings account. Is there something you can do to salvage the situation? When you are on the other side of 40, time will seem like it’s flying but do not panic, this article will help you catch up. First of all, it is important that you understand that you are not alone. A study by the National […]
What are Property Taxes? Property taxes are one of the pains of homeownership. Oftentimes as a homeowner, you will look for every way to reduce your property taxes. If you ask most homeowners, they will likely tell you that the much they are paying for their property taxes is too much. The property taxes are subject to the county laws and regulations, meaning that they are calculated by the local governments. They are also considered […]
Women tend to nurture and provide for those they love to the detriment of their needs. They support loved ones -emotionally, spiritually, academically, and physically. When called upon for financial support, they find it hard to say no! Preparing for personal and business savings takes planning and a made-up mindset. Building habits to save takes time and in most cases that doesn’t happen overnight, nonetheless committing to saving is a key component for peace of […]
Most people on a journey to build wealth check their bank account balances daily. We even know the last coin in our wallets but we never give the same treatment to our credit scores. Just like your cash in hand or in the bank, your credit score is an important and integral part of your journey towards building wealth. There are so many people who are against using credit, and for a valid reason. Some […]
