What makes up your business credit score? What gives you the best chances of getting a loan? Here are a few factors that play into your business credit picture, and what you can do to make the most of them: Payment History – Your payment history is an important part of your business credit profile, and is what your D&B Paydex score is based on. Many credit opportunities come with a minimum Paydex requirement. What […]
One day, a self-taught investor and business owner, Dan Evans came across a group of African American motorcycle enthusiasts, dressed head to toe in Harley Davidson gear. The couple strutted into a store proudly in their gear as their bikes sat parked. As Evan glanced outside at the two Harley Davidson bikes and back at the couple standing in their branded gear, he thought to himself, why don’t more African Americans own stocks in the […]
Retirement may seem years away especially when you are young, but neglecting the proper planning now could cost you hundreds of thousands in savings. If any of these describe your situation, it is time to kick your planning into high gear. Your normal savings account isn’t earning interest The national average interest rate for saving accounts is just 0.04 percent according to FDIC. Moving your money to an account with higher interest is one of […]
As we inch closer and closer to a global economy, more and more parents are realizing that it’s going to take more than simply a top collegiate education to provide their children with an advantage in today’s overcrowded business and workplace. Delvin Sullivan, a United States Army veteran, and Entrepreneur is addressing this very issue and helping young children lay their foundation for wealth. This skill set began while Sullivan was enlisted in the US […]
You’ve reviewed your spending and created a budget, and now you know exactly how much you spend on your home, your car, discretionary spending, and how much you divert to your retirement accounts. That’s all good, but what about other savings, such as for an emergency? How does your financial allocation compare to the amount you should ideally spend and save? Harvard bankruptcy expert Elizabeth Warren- U.S. Senator from Massachusetts and named by Time Magazine […]
