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a family enjoying the benefits of owning a home

Top 5 Mortgage Financing Options to Owning a Home for First Home Buyers

Getting a mortgage is the first step towards owning a home. It can be daunting but with the right guidance, the process becomes so easy and fulfilling in the end. There are so many benefits of owning a home but the reality, however, is that with the myriad of financing options available to first-time homebuyers, they often will feel overwhelmed especially comparing owning a home vs. renting. To make it easy for you to understand, […]

How HBCUs Help Struggling Students When They Too Are Suffering

Historically Black Colleges and Universities else known as HBCUs are any historically black college or university established prior to 1964 and whose primary mission was and still is the education of black Americans and that is accredited by a nationally recognized accrediting agency or association determined by the secretary of education.  Education is important, and the core of formation for the HBCUs was to help students, especially the disadvantaged student get an equal opportunity as […]

Why Black People Do Not Invest In The Stock Market

Last year, we saw nationwide unrest and protests over the brutal killing of George Floyd, an unarmed Black man who was killed by White police officers. His killing brought to light the many ways through which the system is failing African Americans in everything, from policing to education to public health. This inequality also means that African Americans are unable to improve the quality of their lives through investing in things like stocks- which is […]

Black Stock Investments on The Rise

There is a striking difference between the Americans who own stocks and those who don’t. People who own stocks are further pulling away from those who don’t. This was made clear in the rather bizarre year 2020, wherein while the economy was struggling, Wall Street was breaking records reaching new heights. Surprisingly, this time, Wall Street has been sympathetic to Black people which usually doesn’t happen that often.  More often than not, black people have […]

Gold Silver Versus Bitcoin

Many world economists argued that 2020/2021 would be the year when the recession would hit on a global scale, and even though it happened, to some extent, it is still not what most people imagined it would be and the real impact of the Pandemic is yet to established. This was perhaps seen to be the case after so many years of a bull market, investors were worried about a possibility of a predicted recession […]