401 (k) plans Archives -

5 Blatant Warning Signs You’re Not Prepared for Retirement

Retirement may seem years away especially when you are young, but neglecting the proper planning now could cost you hundreds of thousands in savings. If any of these describe your situation, it is time to kick your planning into high gear. Your normal savings account isn’t earning interest The national average interest rate for saving accounts is just 0.04 percent according to FDIC. Moving your money to an account with higher interest is one of […]

What Life Insurance Policy Works Best For You?

When it comes to a life insurance policy, there are so many options at your disposal that can help protect your family in case of any sudden unfortunate eventualities. Basically, life insurance policies fall into two main categories; term and permanent life insurance. With a term life insurance policy, the coverage is usually for a limited period of time say 10 years. If you die within that timeframe, the money is paid to your beneficiaries. […]

Black Stock Investments on The Rise

There is a striking difference between the Americans who own stocks and those who don’t. People who own stocks are further pulling away from those who don’t. This was made clear in the rather bizarre year 2020, wherein while the economy was struggling, Wall Street was breaking records reaching new heights. Surprisingly, this time, Wall Street has been sympathetic to Black people which usually doesn’t happen that often. More often than not, black people have […]