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CRYPTO STRATEGIES CHANGING THE RETIREMENT INDUSTRY

When I spoke with Dr. Patricia Bernard, a Baby boomer and asked her “Are there opportunities and are there Millennials, Gen-X, and Baby Boomers looking at cryptocurrency as a vehicle to investing? Or are we 10, 15, 20, or 25 years away from this perspective?” the first word that came out of her mouth was” ABSOLUTELY!” Patricia Bernard. Ph.D. is a retired Department of Army, top government official; GS-15 specializing in leadership and logistics. She […]

HOMEOWNERSHIP: ARE YOU READY?

Are you ready to become a homeowner? Let’s talk about taking the homeowner’s journey. This is probably one of the most important decisions, and one of the biggest financial investments that you will ever make in your lifetime. Once you begin to work with your lender, who will determine the amount of your buying power, the lender will provide you with a pre-approval letter. Hopefully, you have already identified an agent or brokerage that you […]

HOW CRYPTO IS CHANGING CREDIT

The term credit generally refers to a financial agreement in which a borrower receives a certain amount of money or a valuable and repays the lender at a later date, mostly with interest. Creditors grant credit to individuals and businesses based on trust and mutual agreements. For instance, banks will let a person borrow money through a credit card, in hopes that they pay it back within a stipulated period. The individual gets the loan […]

CAN CRYPTO ALTER THE WAY WE BUDGET?

Since the introduction of Bitcoin in 2009, cryptocurrency has grown tremendously and now has a market worth over $3 trillion. With the value of crypto rising daily, you may feel tempted to buy in on the fear of missing out. However, financial experts suggest that cryptocurrencies are unsteady, risky investments and that one should only invest what they can afford to lose. So how do you determine the right amount of money to invest in […]

ON THE WAY TO BECOMING COMMUNITIES OF CHOICE

“Be Engaged – Share Your Stories – Share the History” Urban neighborhoods were once perceived by many as places to work, not places to live. Perception is a keyword to describe how individuals, particularly those who did not or do not live there, feel that urban communities consist of rough characters, unsavory elements, and a population that basically is not educated and financially poor. On the other hand, to be fair, there are those of […]