This story details an anonymous individual that is a millennial from Chicago, Illinois. After being bombarded with credit card offers during the first few years in college, I learned just how easy it is to accumulate debt. More importantly, the cost associated with being inexperienced in managing credit card debt. I had zero experience while growing up, despite the fact I grew up in n upper-middle-class family with both parents. I ended up with roughly […]
VantageScore is the first-ever only tri-bureau scoring model to incorporate trended credit data. The model utilizes machine learning to give lenders extra confidence to extend loans to consumers who would otherwise be left out. With this technology, VantageScore expands mainstream lending making it extremely easier to implement. So What’s different about VantageScore? One of the main features that make VantageScore different from all other credit scoring models is its consistency, accuracy, and more importantly, it’s […]
